Financial coaching · Ontario

Money clarity for tech workers and newcomers to Canada.

Straight answers about your money from someone who has nothing to sell you. You pay a flat fee, and that's the only way I get paid.

Who I help

Built for two kinds of people who get the least straight talk.

High earners with complicated pay, and people starting from scratch in a new country's financial system. Different starting points, same need: someone to help you see the whole picture.

Tech workers

Big paycheques, stock comp and not much time to think about any of it.

  • Making sense of RSUs, ESPPs and stock options
  • RRSP vs TFSA vs FHSA: where the next dollar goes
  • Bonus, vesting and tax-time surprises
  • Layoff or job-change money check-ups
  • Employee vs contractor: what changes for you

Newcomers to Canada

A new country, a new tax system and a lot of conflicting advice.

  • Building a Canadian credit history the right way
  • How TFSA, RRSP and FHSA room actually works
  • Budgeting for your first years in Canada
  • Saving toward a first home
  • Understanding CRA, benefits and your first tax return
Services

Pick the depth you need.

Every engagement is flat-fee and quoted up front. No hourly meter and no upsell at the end.

One session

Focused session

One topic, done properly: your RSUs, your first home savings, or your TFSA/RRSP mix. You leave with clear next steps.

2–3 sessions

Money check-up

A full look at cash flow, debt, savings, accounts and goals, with a written action plan you can follow on your own.

Ongoing

Coaching

Regular check-ins through a job change, a move, a vesting year or a big goal, so you stay on track and accountable.

How it works

Simple, and no pressure at any step.

Free intro call

20 minutes to talk about where you are and what you want. If I'm not the right fit, I'll say so.

Clear quote

You get a flat fee and a scope in writing. Nothing starts until you say yes.

Work together

Virtual sessions, plain-language explanations and a written action plan that's yours to keep.

About

Hi, I'm Aks.

I've spent more than 13 years as a software engineer, including years building the systems that insurance and annuity companies run on. I know the tech-industry paycheque from the inside, and I know how financial products are built behind the scenes.

Bounty Planning exists to give tech workers and newcomers the kind of help that's hard to find: honest, unhurried and not attached to a product. I explain things clearly, show you the trade-offs and help you decide. The decisions stay yours.

Let's talk about your money.

Book a free 20-minute intro call. Tell me a little about your situation and I'll get back to you to set up a time.

Email hello@bountyplanning.ca No obligation. No sales pitch. Ever.